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ASK BETTER QUESTIONS BEFORE MARKETING

Insurance Risk Assessment and Carrier Comparison Tool

Compare de-identified auto, life, and health risk details against the carrier guidance an agency has uploaded.
Create a free account Find your best starting point

WHAT IT INCLUDES

Built around real agency work.

  • Separate life-insurance death benefit from premium
  • Capture age, date of birth, sex, state, and relevant risk details
  • Account for health-plan household structure
  • Explain why a carrier may fit and what still needs confirmation
  • Retain the working form privately for 48 hours unless reset

HOW IT FITS THE WORKFLOW

From source to next action.

  1. 1Choose auto, life, or health.
  2. 2Enter only the de-identified facts needed for the comparison.
  3. 3Review the sourced shortlist and underwriting considerations.
  4. 4Confirm missing facts and current carrier requirements before quoting.

COMMON QUESTIONS

Know where the tool stops.

Does Risk Fit determine eligibility or coverage?

No. It organizes a preliminary comparison from agency-provided sources. Underwriting, eligibility, pricing, and coverage require current carrier review.

Should client names or sensitive identifiers be entered?

No. The form is designed for a de-identified scenario rather than names, Social Security numbers, or medical record identifiers.

Is life-insurance coverage treated as premium?

No. The coverage field is labeled as the death benefit or face amount, separate from annual or monthly premium.

KEEP LEARNING

Related insurance-agency guides

Life and health risk fact-findingA better commercial risk interview